We’re glad you’re here! Whether you’re just starting to explore the updated Capital Accumulation Plan (CAP) guidelines or looking for practical ways to apply them, this is your go-to space for clear, helpful information.

The Canadian Association of Pension Supervisory Authorities (CAPSA) has updated its CAP guidelines (Guideline No. 3) replacing those from 2004. The changes reflect today’s realities and are designed to help you govern your plans more effectively, manage risk, and support your members’ financial wellness.

As a plan sponsor, it’s important to understand the guidelines as they broaden your scope of responsibilities. While they are not legislation, they’re a recognized standard that regulators expect you to follow.

Curious to learn more? You’re in the right place. Let’s get started!